Price includes Architectural Plans for a custom home designed just for this lot. Buyer can use plans as they are at no cost or they can be modified for a cost to be negotiated depending on the extent of changes. Buyer can also use their own plans. Flood Insurance is not required by FEMA and to this agents knowledge...not by any lending institution to date. Yes, you can live on the Tennessee River in the city limits of Huntsville, Alabama with all underground utilities,city sewer, gas and high speed internet. Downtown Huntsville is 12 miles away, Gate 3, Redstone Arsenal is 5 miles. Motor by boat to Guntersville, Ditto, Decatur or the Gulf.